Friend, are you nervous about our economic environment? How about the direction of our federal government? You can take effective financial steps with us because Retire-Successfully.com has the distinction of being right in each unwelcome financial prediction over the last 10 years.

At present, the Dept of the Treasury (which sells United States debt weekly) needs enough purchasers to shell out $7.4 trillion dollars per year to buy our debt paper. Yes, the US deficit year-end was $1.4 trillion, but during the year, just to operate, the federal Government had to borrow a total $7.4 trillion--not just the smaller number reported in the news as the outstanding debt at the end of the year. What does this mean for you? Stop sticking your head in the sand and call me for defensive moves you can make. You cannot do it too soon! Going defensive doesn't mean giving up growth, either, with us--many clients have earned 10%-15% over the last year.

Here are our past correct predictions. ONE We stopped selling mutual funds because we felt the bottom would drop out and there was danger of dishonesty in stock companies' financial disclosures. That was 1999. Soon after, the market had two serious down years and Enron, Worldcom, Arthur Anderson and Martha Stewart all drove the point home. TWO We began to caution against banking collapse because of the house-of-cards nature of our banking system. That was 1999 also--a little ahead on that one! But the events of 2008 bore out the accuracy of our prediction.  THREE We warned that qualified plans were the government's piggybank, not yours. Sure enough, in 2008 the Congress held hearings on an economist's paper that Congress could tax qualified plans at 100%. That's your 401k, IRA, 457, 403b, TSA, TSP, and everything whose terms are governed by the--gulp--Internal Revenue Code. FOUR For 15 years we have advised that a federal financial meltdown was coming as the Boomers became Social Security and Medicare recipients. Now as result of that fact, Moody's has warned they are on the verge of downgrading the debt of the United States to a lower quality with more danger of default. FIVE Nor is it any longer taboo to discuss a nation defaulting on its debt. Portugal, Ireland, Greece and Spain are all in danger of it as I write. Are we next?

Dear reader, where can you take refuge? In the pages of this website and its FREE products, you will find our answers. For specific discussion of your exact situation, call Paul Renfroe at 901-301-0588.